Utility Payment and Recharge Platform for B2B & B2C

We develop custom technical platforms that empower businesses, telecom operators, and service providers to offer mobile airtime recharge and utility bill payment services through USSD, SMS, and Web channels. Our systems are designed for reliability, scalability, and accessibility, even in regions with limited internet connectivity.

Key Features & Capabilities

Airtime & Data Recharge : Our platform allows customers to recharge their mobile accounts across all major telecom networks.
Use Case: A rural mobile user with no smartphone can dial a USSD code like *123#, navigate a simple menu, select their network, enter the amount, and recharge their phone instantly using mobile money.

Utility Bill Payments : Customers can conveniently pay their electricity, water, gas, DStv/GOtv subscriptions, and more using our platform.
Use Case: A user in an urban area receives an SMS reminder that their electricity bill is due. They reply to the SMS with a command like PAY 34567, and the system deducts the amount from their mobile wallet and confirms the transaction.

Multi-Channel Access We ensure users can access the platform through the method most convenient for them:
USSD Interface: For customers with basic feature phones—interactive and easy to use.
SMS Commands: Text-based options for recharging or paying bills on the go.
Web Portal: Secure, user-friendly platform for account management, transaction history, and payments.
Use Case: A business owner logs into the web portal to bulk-purchase airtime for their sales team or pay utility bills for multiple branches.

Real-Time Integration We integrate directly with:
- Telecom APIs for airtime/data balance and recharges
- Utility company APIs for bill validation and payment confirmation
- Mobile money platforms (like MTN MoMo, Airtel Money, etc.)
- Payment gateways for card-based or bank-based payments
Use Case: A business owner logs into the web portal to bulk-purchase airtime for their sales team or pay utility bills for multiple branches.

Use in Agent Networks We also build agent-facing versions of the platform where agents or kiosks can recharge customers or collect utility payments and earn commissions.
Use Case: A mobile money agent in a remote village uses the USSD version of the platform to recharge a customer’s airtime or pay their electricity bill, collecting a small fee as commission.

Security & Audit Logs All transactions are encrypted, logged, and auditable, with real-time dashboards and analytics for administrators.
Use Case: A utility company uses the backend dashboard to monitor daily collections, payment trends, and customer behavior insights.